Are YOU ready to become debt FREE?
YOU ARE IN THE RIGHT PLACE!

We help you with decision and guide you through the process!
At Ramoff Consulting we realize that everyone’s situation is unique and there are many factors to consider when choosing what is right for you. We always take time to listen and encourage our clients to be very open when sharing personal story. Accurate account of your financial state of affairs and personal situation allows us to create roadmap of getting to where you want to be from where you are now and recommend solution most fit for your specific circumstances.
DEBT RELIEF OPTIONS
Debt Consolidation
Getting new loan with financial institution, at lower interest rate to payoff and close existing debts
Consumer Proposal
Formal process, allowing debtor to reduce original amount owed up to 80% without repercussions of bankruptcy
Personal Bankruptcy
Sometimes, this is the only viable alternative at debtors disposal with the most severe implications
Corporate Proposal
For those owning business, this is an option to pursue to reduce debt burden without impact on personal credit
Corporate Bankruptcy
When business you own has become your worst financial nightmare, this could be the way out of the "hole"
CRA Debt
There are relief solutions if you have fallen behind on CRA obligations including HST and defaulted CEBA loans